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Non-Lucrative Visa Financial Requirements Calculator

Estimate the financial means for an initial Spanish non-lucrative residence application, using the 2026 IPREM reference.

Who is moving with you?

One main applicant · Initial 12-month residence · Amounts in euros

Do not include the main applicant. Enter 1 for a partner applying with you, or 2 for a partner and one child. This count does not assess family eligibility.

No income, bank balance or contact details are requested. With JavaScript enabled, changing the family count calculates locally in your browser.

Indicative financial means

For the first 12 months

€28,800

Total calculated reference for the requested initial period, not a visa fee or an amount to pay Anemoss.

Monthly equivalent
€2,400
Main applicant / month
€2,400
Family addition / month
€0

Financial means only. This is not a visa approval or an assessment of your documents.

How it works

A transparent calculation

Monthly IPREM (€600) × [4 for the main applicant + 1 for each accompanying family member] × 12 months. The monthly equivalent and the 12-month total describe the same requirement; they are not separate amounts to add together.

(4 + 0) × €600 × 12 = €28,800

Income, savings and supporting evidence

Savings, pensions or other qualifying resources may be relevant. Availability, origin and supporting evidence must be assessed for your application. Do not treat salary from continued work as qualifying NLV income: this route is for residence without work. Insurance and other application requirements are separate. Renewal periods are not calculated here.

Official sources and reference date

Reviewed on · IPREM reference year: 2026

Check the competent consulate’s current instructions and the rules applicable when you apply. Reference amounts can change.